Free money calculators for Canada & the USA
Make your biggest money decisions with confidence. Every tool is free and private. Nothing you enter leaves your browser.
Rental: Keep or Sell?
After-tax cashflow and a keep-vs-sell wealth projection for landlords in the US and Canada, with full federal and state/provincial tax engines.
Open calculator →Rent vs Buy a Home
Should you buy your first home or keep renting? Compare net worth over time, with the break-even year. Built for first-time buyers in Canada and the USA.
Open calculator →Mortgage Calculator
Estimate your monthly payment, total interest over the life of the loan, and see your balance shrink year by year.
Open calculator →Mortgage AffordabilityNew
How much house can you afford? Your maximum price from income, debts, and down payment, with Canada's stress test or the US 28/36 rule built in.
Open calculator →Mortgage Renewal (Canada)New
Term ending at a higher rate? See your new payment, the payment shock in dollars, and how a lump sum or longer amortization softens it.
Open calculator →Airbnb vs Long-Term Rental
Compare net income from short-term (Airbnb) hosting vs a long-term tenant, with break-even occupancy, plus pros & cons for whole homes and basement suites.
Open calculator →Car Loan & Lease
Compare financing versus leasing a vehicle, and get a quick estimate of what your current car is worth.
Open calculator →Loan Repayment
Any loan: personal, student, or line of credit. See the payment, total interest, and how much faster extra payments clear it.
Open calculator →Tax Refund Estimate
A quick 2026 federal estimate of whether you're owed a refund or will owe, for both US and Canadian filers.
Open calculator →Inflation Calculator
See what a dollar from any year is worth today, for the US and Canada.
Open calculator →Fuel Price Converter
Convert Canadian $/litre to US $/gallon at today's live exchange rate, plus L/100km ⇄ MPG.
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