Terms of Use

These Terms of Use govern your access to and use of mymoneygoat.com (the "site"), operated by MyMoneyGOAT ("we", "us"), based in British Columbia, Canada. By using the site you agree to these terms. If you do not agree, please do not use the site.

Educational purpose, not professional advice

Results depend on the assumptions and figures you enter and on data that is simplified and, in some cases, projected or approximated. For example, tax brackets may be projected estimates for the coming year, and vehicle values are rough estimates, not appraisals. Actual outcomes (payments, taxes, interest, and valuations) will differ.

No warranty

The site and its calculators are provided "as is" and "as available", without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, or uninterrupted availability. We do not warrant that any result is accurate or suitable for your situation.

Limitation of liability

To the fullest extent permitted by law, MyMoneyGOAT and its operators and contributors will not be liable for any direct, indirect, incidental, consequential, or other damages arising from your use of, or reliance on, the site, its calculators, or any linked third-party service.

Advertising, affiliate links, and lead referrals

The site displays advertising and contains affiliate or sponsored links, and offers a vehicle-offer form that refers your details to participating dealers or partners. By submitting that form you consent to be contacted by those parties. See our Advertising & Affiliate Disclosure and Privacy Policy.

Third-party sites

The site links to third-party websites and services we do not control. We are not responsible for their content, products, or practices, and your dealings with them are solely between you and them.

Intellectual property

The site's design, branding, text, and calculator code are owned by MyMoneyGOAT or its licensors and are protected by law. You may use the site for your own personal, non-commercial use. You may not copy, scrape, republish, or build a competing service from our content or code without permission. This restriction does not apply to search engines and AI answer engines indexing, summarizing, or citing our content for the purpose of directing users to this site, which we welcome (see our robots.txt and llms.txt).

Acceptable use

You agree not to misuse the site, including attempting to disrupt it, submitting false information through forms, or using automated tools to harvest content.

Governing law

These terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable there, without regard to conflict-of-laws rules. The courts of British Columbia have jurisdiction over any dispute.

Changes

We may update these terms from time to time. Continued use of the site after changes take effect constitutes acceptance of the revised terms.

Contact

MyMoneyGOAT, info@mymoneygoat.com. See our Contact page.